(Part 1 of a Two-Part Series) By Patrice Gaines Urban News Service America has half as many black-owned banks as existed 15 years ago. “People assume [black bankers] don’t know what they are doing,” said Alden McDonald, CEO of New Orleans-based Liberty Bank and Trust. “Put yourself in these shoes: We are located in communities […]
To Be Equal: 5 Things You Need to Know about Vernon Jordan, the “Rosa Parks of Wall Street”
By Marc Morial President and CEO of the National Urban League “Don’t just give us money, and don’t just show up for the Equal Opportunity Day dinner. That is not enough when you look at Black consumer power in this country. It’s not enough for you to come and shake our hands and be our […]
Unclaimed Property: Are you missing your money?
By: Matiya Hill Welcome back to Brown Girl Green Money and as always thank you for your continued support! It seems like I’ve been on a long BGGM hiatus, but now it’s back to business. I’m excited about this post and I’m eager to deliver the info! Today’s post will be about unclaimed property, unclaimed […]
African Hair Braiders Fight for Economic Liberty
By Avis Thomas-Lester Urban News Service Kune Gueye came from Senegal to Nashville for a better life, but she had to overcome yards of red tape to earn her American dream. To make a living, she turned to a skill she had honed over years of practice in her homeland – braiding hair. With a […]
EXCEPT WHERE INDICATED, THE OPINIONS EXPRESSED ON THIS PAGE ARE NOT NECESSARILY THOSE OF THE MADISON TIMES
Consumer Rights: Debt Collection
By Bibek Das The Federal Fair Debt Collection Practices Act (“FDCPA”) contains several provisions that regulate how debt collectors collect debts from consumers. Under one provision, the FDCPA sets forth the steps a debt collector must take when making initial contact with a consumer (also known as a debtor). The debt collector must give the […]
Local Doctor & Entrepreneur Published in New Book, Multiple Streams of Income
By Brianna Rae Dr. Jasmine Zapata is not just a doctor. She is an active change-maker in her community with a seemingly endless supply of passion and energy, as well as a strong focus on promoting financial literacy, freedom, and economic empowerment for herself and others. This April, Dr. Zapata was featured in a new […]
Who is Brown Girl Green Money – One Year In
Brown Girl, Green Money is a social network of women of color, working to reach our financial goals and support each other along the way. The Brown Girl, Green Money crew includes Angela Fitzgerald, Jasmine Zapata, Matiya Hill, Keena Atkinson and Britney Sinclair, a group of 20 and 30 something year-olds that want to figure […]
EXCEPT WHERE INDICATED, THE OPINIONS EXPRESSED ON THIS PAGE ARE NOT NECESSARILY THOSE OF THE MADISON TIMES
Consumer Rights: Debt Collection
The Federal Fair Debt Collection Practices Act (“FDCPA”) offers consumers protection against overly aggressive debt collection actions by debt collectors and debt collection agencies. One manner a consumer may have the right to sue a debt collector under the FDCPA, is when a debt collector, in the course of collecting a debt, makes an illegal […]
Companies Pay Out Millions in Settlements as Discrimination Lingers
by Charlene Crowell NNPA News Wire Columnist As a country, America has historically short-changed its people of color in virtually every dimension of life: education, employment, housing, public accommodations and voting to name a few. To remedy discriminatory practices and policies, a series of federal and state laws were enacted over several decades to guarantee […]
Consumer Rights
by Bibek Das, Esq. Owing debt has become synonymous with being an American consumer. Individuals owe debts for many reasons, including unexpected hardships and misinformation. That being said, what individuals may not know is that they have rights that protect them from abusive debt collection practices. Individuals should be aware that State and Federal laws […]
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