By Bibek Das Many consumers may be familiar with abusive and harassing tactics which are sometimes used by debt collectors when attempting to collect a debt from a consumer. The Federal Fair Debt Collection Practices Act (“FDCPA”) contains several provisions that regulate the manner and tactics used by debt collectors in collecting debts from consumers. […]
EXCEPT WHERE INDICATED, THE OPINIONS EXPRESSED ON THIS PAGE ARE NOT NECESSARILY THOSE OF THE MADISON TIMES
Consumer Rights: Debt Collection
By Bibek Das The Federal Fair Debt Collection Practices Act (“FDCPA”) contains several provisions that regulate how debt collectors collect debts from consumers. Under one provision, the FDCPA sets forth the steps a debt collector must take when making initial contact with a consumer (also known as a debtor). The debt collector must give the […]
EXCEPT WHERE INDICATED, THE OPINIONS EXPRESSED ON THIS PAGE ARE NOT NECESSARILY THOSE OF THE MADISON TIMES
Consumer Rights: Debt Collection
The Federal Fair Debt Collection Practices Act (“FDCPA”) offers consumers protection against overly aggressive debt collection actions by debt collectors and debt collection agencies. One manner a consumer may have the right to sue a debt collector under the FDCPA, is when a debt collector, in the course of collecting a debt, makes an illegal […]
Consumer Rights
by Bibek Das, Esq. Owing debt has become synonymous with being an American consumer. Individuals owe debts for many reasons, including unexpected hardships and misinformation. That being said, what individuals may not know is that they have rights that protect them from abusive debt collection practices. Individuals should be aware that State and Federal laws […]